TRUTH IN LENDING AFFIDAVIT — FRAUDULENT CONTRACT ENFORCEMENT Commercial Affidavit to Challenge Fraudulent Retail Installment Agreements
This affidavit is a commercial weapon for anyone who entered an auto contract without full disclosure, proper rescission rights, or lawful lending compliance under 15 U.S.C. §§ 1601–1666 (TILA), 18 U.S.C. § 1341 (Mail Fraud), and UCC Article 3 & 9.
Built for secured party enforcement, this notarization-ready affidavit:
• Demands full Truth in Lending disclosures: finance charge, APR, rescission rights, open-end credit terms
• Cites violations of the Gramm-Leach-Bliley Act for failure to disclose nonpublic personal information
• Identifies unlawful contract errors: false trade-in VINs, inflated fees, incorrect itemization
• Invokes 12 U.S.C. § 95a and House Joint Resolution 192 (1933) for lawful tender rights
• Establishes a 10-day rebuttal window for lawful counter-affidavit under penalty of perjury
• Places parties in default through silence under commercial law if unrebutted
⚖️ This affidavit becomes judgment in commerce if not rebutted.
Use this to call out a dealership, bank, or finance company who participated in fraudulent vehicle contracts, refused to release title, or failed to properly itemize charges.
Notice to Agent is Notice to Principal. Notice to Principal is Notice to Agent.
Silence is acquiescence. This affidavit sets the record in law.
Includes: Commercial affidavit template, notary jurat, certified mail notice field, and full legal citation section.
This affidavit is a commercial weapon for anyone who entered an auto contract without full disclosure, proper rescission rights, or lawful lending compliance under 15 U.S.C. §§ 1601–1666 (TILA), 18 U.S.C. § 1341 (Mail Fraud), and UCC Article 3 & 9.
Built for secured party enforcement, this notarization-ready affidavit:
• Demands full Truth in Lending disclosures: finance charge, APR, rescission rights, open-end credit terms
• Cites violations of the Gramm-Leach-Bliley Act for failure to disclose nonpublic personal information
• Identifies unlawful contract errors: false trade-in VINs, inflated fees, incorrect itemization
• Invokes 12 U.S.C. § 95a and House Joint Resolution 192 (1933) for lawful tender rights
• Establishes a 10-day rebuttal window for lawful counter-affidavit under penalty of perjury
• Places parties in default through silence under commercial law if unrebutted
⚖️ This affidavit becomes judgment in commerce if not rebutted.
Use this to call out a dealership, bank, or finance company who participated in fraudulent vehicle contracts, refused to release title, or failed to properly itemize charges.
Notice to Agent is Notice to Principal. Notice to Principal is Notice to Agent.
Silence is acquiescence. This affidavit sets the record in law.
Includes: Commercial affidavit template, notary jurat, certified mail notice field, and full legal citation section.
This affidavit is a commercial weapon for anyone who entered an auto contract without full disclosure, proper rescission rights, or lawful lending compliance under 15 U.S.C. §§ 1601–1666 (TILA), 18 U.S.C. § 1341 (Mail Fraud), and UCC Article 3 & 9.
Built for secured party enforcement, this notarization-ready affidavit:
• Demands full Truth in Lending disclosures: finance charge, APR, rescission rights, open-end credit terms
• Cites violations of the Gramm-Leach-Bliley Act for failure to disclose nonpublic personal information
• Identifies unlawful contract errors: false trade-in VINs, inflated fees, incorrect itemization
• Invokes 12 U.S.C. § 95a and House Joint Resolution 192 (1933) for lawful tender rights
• Establishes a 10-day rebuttal window for lawful counter-affidavit under penalty of perjury
• Places parties in default through silence under commercial law if unrebutted
⚖️ This affidavit becomes judgment in commerce if not rebutted.
Use this to call out a dealership, bank, or finance company who participated in fraudulent vehicle contracts, refused to release title, or failed to properly itemize charges.
Notice to Agent is Notice to Principal. Notice to Principal is Notice to Agent.
Silence is acquiescence. This affidavit sets the record in law.
Includes: Commercial affidavit template, notary jurat, certified mail notice field, and full legal citation section.