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Unauthorized Inquiry Deletion Notice – Creditor Liability (FCRA §1681b)

$10.00 $40.00

Formal FCRA notice sent directly to a creditor demanding deletion of an unauthorized hard inquiry. Establishes that the creditor accessed the consumer report without a certified permissible purpose, violating 15 U.S.C. §1681b(a)(3)(F)(i) and §1681b(f). Cites Chester v. Purvis, 260 F. Supp. 2d 711, aggravated identity theft (18 U.S.C. §1028A), civil liability under 15 U.S.C. §1681n, and requests the general or specific certification submitted to the CRA under FCRA §607 and Rule 1002. Includes a 10-day settlement demand for $1,000 and a demand for immediate deletion of the inquiry.

Formal FCRA notice sent directly to a creditor demanding deletion of an unauthorized hard inquiry. Establishes that the creditor accessed the consumer report without a certified permissible purpose, violating 15 U.S.C. §1681b(a)(3)(F)(i) and §1681b(f). Cites Chester v. Purvis, 260 F. Supp. 2d 711, aggravated identity theft (18 U.S.C. §1028A), civil liability under 15 U.S.C. §1681n, and requests the general or specific certification submitted to the CRA under FCRA §607 and Rule 1002. Includes a 10-day settlement demand for $1,000 and a demand for immediate deletion of the inquiry.