Federal enforcement letter demanding deletion of an unauthorized inquiry and a $1,000 statutory settlement. Cites FCRA 15 U.S.C. §1681b(a)(3)(F)(i), §1681b(c), §1681n, and §1681q. Establishes that the company accessed a consumer report without permissible purpose, without authorization, and under false pretenses. Demands deletion of the inquiry and provides a formal $1,000 settlement demand for willful noncompliance.
Federal enforcement letter demanding deletion of an unauthorized inquiry and a $1,000 statutory settlement. Cites FCRA 15 U.S.C. §1681b(a)(3)(F)(i), §1681b(c), §1681n, and §1681q. Establishes that the company accessed a consumer report without permissible purpose, without authorization, and under false pretenses. Demands deletion of the inquiry and provides a formal $1,000 settlement demand for willful noncompliance.