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Advanced Truth in Lending (TILA) affidavit asserting fraud, contract defects, nondisclosure violations, and commercial injury. Establishes the Secured Party’s standing under common law, UCC, and federal statutes. Details a full breakdown of missing disclosures required under 15 U.S.C. §§1605, 1606, 1632, 1635, 1637, and GLBA 15 U.S.C. §6802. Challenges improper finance charges, fraudulent assignment by Victory Mitsubishi, errors in the retail installment contract, VIN discrepancies, improper down payment recording, and unlawful service-fee inflation. Declares commercial truth, public-record standing, and demands rebuttal by sworn affidavit within ten days.
Advanced Truth in Lending (TILA) affidavit asserting fraud, contract defects, nondisclosure violations, and commercial injury. Establishes the Secured Party’s standing under common law, UCC, and federal statutes. Details a full breakdown of missing disclosures required under 15 U.S.C. §§1605, 1606, 1632, 1635, 1637, and GLBA 15 U.S.C. §6802. Challenges improper finance charges, fraudulent assignment by Victory Mitsubishi, errors in the retail installment contract, VIN discrepancies, improper down payment recording, and unlawful service-fee inflation. Declares commercial truth, public-record standing, and demands rebuttal by sworn affidavit within ten days.