Truth in Lending Act (TILA) Round 1 demand letter requiring full disclosure of all mandatory federal lending documents. Disputes the account under 12 C.F.R. §1006.34, challenges assignment of a fraudulent retail installment contract, and demands all signed documents, GLBA disclosures (15 U.S.C. §6802 A–C), TILA finance-charge calculations (15 U.S.C. §§1605–1606), APR computation, right-to-rescission disclosures (15 U.S.C. §1635), and open-end credit plan disclosures. Includes itemization errors, VIN fraud, improper trade-in listing, and exaggerated service-fee challenge. Sets a 14-day deadline for full production of disclosures.
Truth in Lending Act (TILA) Round 1 demand letter requiring full disclosure of all mandatory federal lending documents. Disputes the account under 12 C.F.R. §1006.34, challenges assignment of a fraudulent retail installment contract, and demands all signed documents, GLBA disclosures (15 U.S.C. §6802 A–C), TILA finance-charge calculations (15 U.S.C. §§1605–1606), APR computation, right-to-rescission disclosures (15 U.S.C. §1635), and open-end credit plan disclosures. Includes itemization errors, VIN fraud, improper trade-in listing, and exaggerated service-fee challenge. Sets a 14-day deadline for full production of disclosures.