CB175188-6F02-482B-B4A6-CE5D8C060987.png
CB175188-6F02-482B-B4A6-CE5D8C060987.png

Student Loan Deletion Notice – FCRA / TILA Credit-Device Rule

$10.00 $50.00

Short federal notice demanding deletion of student-loan tradelines using the combined authority of the Fair Credit Reporting Act and the Truth in Lending Act credit-device definition. Establishes that SSN, ID, and license-plate numbers are “credit devices” under 15 U.S.C. §1602(l), meaning any extension of credit tied to those identifiers is excluded from the definition of a “consumer report” under 15 U.S.C. §1681a(a)(2)(B). Directs CRAs to remove the listed student-loan accounts immediately.

Short federal notice demanding deletion of student-loan tradelines using the combined authority of the Fair Credit Reporting Act and the Truth in Lending Act credit-device definition. Establishes that SSN, ID, and license-plate numbers are “credit devices” under 15 U.S.C. §1602(l), meaning any extension of credit tied to those identifiers is excluded from the definition of a “consumer report” under 15 U.S.C. §1681a(a)(2)(B). Directs CRAs to remove the listed student-loan accounts immediately.