Federal notice demanding deletion of any account or inquiry reported without written consumer authorization. Invokes 15 U.S.C. §1681b(a)(2), which states that a CRA may furnish a report only in accordance with the written instructions of the consumer. Establishes aggravated identity theft under 18 U.S.C. §1028A for accessing or using personal information without lawful authority. Directs Experian, Equifax, TransUnion, or any creditor to delete the listed account immediately.
Federal notice demanding deletion of any account or inquiry reported without written consumer authorization. Invokes 15 U.S.C. §1681b(a)(2), which states that a CRA may furnish a report only in accordance with the written instructions of the consumer. Establishes aggravated identity theft under 18 U.S.C. §1028A for accessing or using personal information without lawful authority. Directs Experian, Equifax, TransUnion, or any creditor to delete the listed account immediately.