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Federal notice demanding deletion of any account or inquiry reported without written authorization. Invokes 15 U.S.C. §1681b(a)(2), which only allows a CRA to furnish a consumer report in accordance with the written instructions of the consumer. Establishes aggravated identity theft under 18 U.S.C. §1028A for accessing, transferring, or using personal information without lawful authority. Directs Experian, Equifax, TransUnion, or any listed creditor to immediately delete the unauthorized account.
Federal notice demanding deletion of any account or inquiry reported without written authorization. Invokes 15 U.S.C. §1681b(a)(2), which only allows a CRA to furnish a consumer report in accordance with the written instructions of the consumer. Establishes aggravated identity theft under 18 U.S.C. §1028A for accessing, transferring, or using personal information without lawful authority. Directs Experian, Equifax, TransUnion, or any listed creditor to immediately delete the unauthorized account.