Enforcement notice demanding deletion of medical-debt collections classified as invalid, citing the No Surprises Act and official CFPB guidance prohibiting the reporting, furnishing, or collection of invalid medical debt. Establishes that consumers are not responsible for out-of-network surprise bills or balance-billing charges. Directs the CRA or collection agency to immediately delete all invalid medical-debt entries listed within the notice.
Enforcement notice demanding deletion of medical-debt collections classified as invalid, citing the No Surprises Act and official CFPB guidance prohibiting the reporting, furnishing, or collection of invalid medical debt. Establishes that consumers are not responsible for out-of-network surprise bills or balance-billing charges. Directs the CRA or collection agency to immediately delete all invalid medical-debt entries listed within the notice.