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Inquiry Deletion Notice – FCRA Permissible Purpose Violation

$10.00 $30.00

Formal federal notice invoking the Fair Credit Reporting Act to demand deletion of unauthorized hard inquiries. Cites 15 U.S.C. §1681b(2) and §1681b(a)(3)(F)(i) prohibiting CRAs from furnishing consumer reports to any person without a certified permissible purpose or legitimate business reason. Requires the CRA to provide the certification of permissible purpose under Rule 1002, identify the company that accessed the report, and delete the unauthorized inquiry. Includes civil liability warnings under 15 U.S.C. §1681n for willful noncompliance.

Formal federal notice invoking the Fair Credit Reporting Act to demand deletion of unauthorized hard inquiries. Cites 15 U.S.C. §1681b(2) and §1681b(a)(3)(F)(i) prohibiting CRAs from furnishing consumer reports to any person without a certified permissible purpose or legitimate business reason. Requires the CRA to provide the certification of permissible purpose under Rule 1002, identify the company that accessed the report, and delete the unauthorized inquiry. Includes civil liability warnings under 15 U.S.C. §1681n for willful noncompliance.