Formal federal identity-theft notice demanding immediate deletion of fraudulent accounts and unauthorized inquiries reported on the consumer file. Invokes 15 U.S.C. §1681b(c), §1681c-2, §1681j(d), and aggravated identity theft statute 18 U.S.C. §1028A. Establishes that the CRA furnished consumer reports without written authorization, failed to verify fraudulent accounts, and violated federal privacy and accuracy requirements. Directs the CRA to delete all listed identity-theft accounts and provide an updated consumer file.
Formal federal identity-theft notice demanding immediate deletion of fraudulent accounts and unauthorized inquiries reported on the consumer file. Invokes 15 U.S.C. §1681b(c), §1681c-2, §1681j(d), and aggravated identity theft statute 18 U.S.C. §1028A. Establishes that the CRA furnished consumer reports without written authorization, failed to verify fraudulent accounts, and violated federal privacy and accuracy requirements. Directs the CRA to delete all listed identity-theft accounts and provide an updated consumer file.