Formal request demanding Original Creditor Evidence (FORE) and full debt validation. Requires the original signed contract, itemized accounting, charge-off documentation, GAAP-compliant reporting evidence, internal charge-off policies, IRS compliance procedures, and 1099-C justification. Establishes dispute, demands transparency, and warns of escalation to CFPB and Attorney General for non-compliance.
Formal request demanding Original Creditor Evidence (FORE) and full debt validation. Requires the original signed contract, itemized accounting, charge-off documentation, GAAP-compliant reporting evidence, internal charge-off policies, IRS compliance procedures, and 1099-C justification. Establishes dispute, demands transparency, and warns of escalation to CFPB and Attorney General for non-compliance.