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Creditor Non-Response Deletion Notice – FCRA 30-Day Violation

$20.00 $40.00

Enforcement notice used when a creditor fails to respond to a dispute within the required 30-day period under 15 U.S.C. §1681i. Establishes that the furnisher received the dispute, failed to conduct a lawful reinvestigation, and therefore must delete the account. Cites statutory verification standards and furnisher obligations to either prove accuracy or report the item as “cannot be verified.” Directs the creditor to delete the disputed account immediately.

Enforcement notice used when a creditor fails to respond to a dispute within the required 30-day period under 15 U.S.C. §1681i. Establishes that the furnisher received the dispute, failed to conduct a lawful reinvestigation, and therefore must delete the account. Cites statutory verification standards and furnisher obligations to either prove accuracy or report the item as “cannot be verified.” Directs the creditor to delete the disputed account immediately.