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Enforcement notice directing the furnisher to delete an inaccurately reported charge-off. Cites 15 U.S.C. §1681s-2 duties requiring accurate reporting and prohibiting furnishing information known or reasonably believed to be inaccurate. Establishes that canceled/charged-off debt is treated by the IRS as income, not debt, making its appearance on the consumer report inaccurate. Demands cessation of reporting, requests the required IRS Form 1099-C, and provides a 10-day deadline for deletion.
Enforcement notice directing the furnisher to delete an inaccurately reported charge-off. Cites 15 U.S.C. §1681s-2 duties requiring accurate reporting and prohibiting furnishing information known or reasonably believed to be inaccurate. Establishes that canceled/charged-off debt is treated by the IRS as income, not debt, making its appearance on the consumer report inaccurate. Demands cessation of reporting, requests the required IRS Form 1099-C, and provides a 10-day deadline for deletion.