Comprehensive notice demanding deletion of an auto loan from the consumer credit report based on violations of the Fair Credit Reporting Act (15 U.S.C. §1681), Truth in Lending Act (15 U.S.C. §1602(g)), and Gramm-Leach-Bliley Act disclosure requirements (15 U.S.C. §6802). Establishes that the reporting furnisher failed to provide mandatory GLBA disclosures, withheld opt-out rights, and improperly disclosed non-public personal information. Challenges the legality of auto-loan reporting tied to “credit device” identifiers such as SSN, ID, or license plate numbers. Demands deletion of all listed accounts within 10 calendar days.
Comprehensive notice demanding deletion of an auto loan from the consumer credit report based on violations of the Fair Credit Reporting Act (15 U.S.C. §1681), Truth in Lending Act (15 U.S.C. §1602(g)), and Gramm-Leach-Bliley Act disclosure requirements (15 U.S.C. §6802). Establishes that the reporting furnisher failed to provide mandatory GLBA disclosures, withheld opt-out rights, and improperly disclosed non-public personal information. Challenges the legality of auto-loan reporting tied to “credit device” identifiers such as SSN, ID, or license plate numbers. Demands deletion of all listed accounts within 10 calendar days.